Owning and operating a construction business involves many tasks, like assessing a job(s), quoting estimates, meeting with contractors, and engineers, not to mention trying to protect your assets and employees. However, in this type of business, you need to realize the inherent risk exposures that could have a negative impact on your construction business if not addressed. Read on to learn some typical loss control tips in an effort to protect your business, employees, and assets.
3 Typical Loss Control Procedures to Minimize Risks
Site Control Practices
Construction sites can be dangerous if the right safety precautions have not been addressed and implemented. These areas should be regulated and safeguarded to avoid hazardous situations that can and do happen. Site control practices may include the following:
- Post sufficient warning signs around the danger zones.
- Monitor the construction site/property with adequate security cameras and trained personnel.
- Implement designated areas where only authorized and trained people can enter.
- Utilize electronic procedures or employees to identify anyone entering designated locations.
- Impose construction tape, gates, fences, or temporary walls to protect the border of your site.
- Post defined areas for emergency personnel/vehicles to access the site should injuries or a fire incite.
Implementing site control on your construction zones can minimize the likelihood of certain risks while warranting safety for those on site.
Employee Protection
Employee safety is vital if you want to keep your business successful. Construction sites have a high-risk exposure so training your employees should be prioritized. Instilling and implementing the property safety measures to all employees may include the following, but not limited to:
- New employee orientation
- Personal protection equipment (PPE) and how to properly use it
- First Aid/CPR/AED training
- Proper procedures to report personal injuries/accidents
- Situational response practices for on-site accidents
It is important to promote a safe working environment for anyone working in or around the construction sites.
Fire Safety Practices
Fires can cause extensive damage in a matter of minutes, so fire control procedures are crucial in areas where there is electrical or gas work being done. Taking the necessary actions can reduce the risks of potential disasters surrounding the construction site. Some fire safety practices include, but not limited to:
- Train employees on fire safety and ways to minimize the likelihood of a fire.
- Train employees on what to do if a fire ignites.
- Make fire extinguishers available and ensure they are in working order.
- Utilize fire and smoke alarms and make sure they are operating correctly.
- Designate a safe area for smokers.
Cameron Group Insurance understands the importance of your construction company and recognizes the unique risks associated with businesses just like yours. Taking precautionary measures to implement loss control can minimize the likelihood of unfortunate scenarios happening and we are here to help with all your New York commercial business insurance needs. Don’t wait! Call us today at 845-627-2130.
