Call 845-627-2130 To Get the Right New York, Connecticut and New Jersey Homeowners Insurance Protection For You at the Lowest Cost!
What does your home mean to you?
For most people, their home is not just their most valuable asset, but the center of their daily life. When that center is damaged or destroyed, you need an agent who understands how critical it is to you and your family’s well-being to quickly replace that safe haven. At Horizon Insurance we understand that is one of the primary reasons you buy New York, Connecticut and New Jersey Homeowners Insurance.
The first step is making sure your home is covered from potential threats. Cameron Group Insurance will help you select the New York, Connecticut and New Jersey Homeowners Insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
Whether your home is a house, duplex, mobile home, town house or condominium, Cameron Group Insurance will evaluate your needs and budget to identify the best policy to enable you to repair or replace your home/belongings.
Even if you are currently renting your home, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. Another reason you need insurance is to cover you in the event someone is injured while on your property and wins a legal judgment against you.
Cameron Group Insurance is here to help you find the right insurance for your home. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price. The amount you pay for your homeowners insurance depends on many factors.
Protection for Your Home
Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or a hurricane.
Protection for You and Other People
Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Insurance is all about protection from loss – your personal liability coverage should be high enough to protect your assets if you are sued.
Medical Coverage
This covers medical expenses for guests if they are injured on your property.
Additional Living Expenses
If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses—commonly for up to 24 months—while damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings
Your home is filled with furniture, clothes, electronics and other items that mean a lot to you and would be expensive to replace. Personal Property Insurance makes it possible to purchase these items if they are lost, stolen or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage
If you have special possessions such as jewelry, art, guns, antiques or collectibles talk to us about this additional coverage. A standard homeowner policy may not provide as much value as you need. New York, Connecticut and New Jersey residents – Take time to itemize the Things that Matter to You Make an inventory of your home and personal belongings. If this seems like a big task, think of how lucky you are to have acquired all this STUFF. Make a list as well as take photos or video (smart phones can really help with this) – using two inventory methods can help expedite the claim resolution process.
For obvious reasons, keep this list somewhere other than your home.
Every home is unique – So call us, Cameron Group Insurance, 845-627-2130, at our Nanuet location. From there we serve the Nanuet, Suffern, Pearl River, New York City, Valley Cottage and Blauvelt communities. We will help guide you in setting up homeowners insurance – and at the same time identify any discount you may be eligible to receive.
As a dynamic independent agent, Cameron Group Insurance represents over 7 insurance companies. This means we can shop your insurance for you so that you can select the best option for your family.